270 Rock Island Ridge, Mineral, VA 23117

$2,345,000
  • 270 Rock Island Ridge, Mineral, VA 23117 Main Photo

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ACTIVE Price Reduced by $50,000 on September 29th, 2026
BEDS5 BATHS5 full 1 partial SQUARE FEET6,487 MLS#VALA2010450
STATUSACTIVE PROPERTY TYPEResidential - Single Family SUBDIVISIONROCK ISLAND LANDING SCHOOLLOUISA COUNTY PUBLIC SCHOOLS

Property Description

Short term rentals ALLOWED with projected annual rental revenue of approximately $175,000–$225,000! Welcome to 270 Rock Island Ridge, an exceptional luxury waterfront home in Rock Island Landing on the private side of Lake Anna. Built in 2024, this spectacular 5-bedroom, 5.5-bath home offers nearly 6,500 finished square feet on 1.29 acres, with impressive living and entertaining spaces, a private beach, dock, boathouse, and beautiful water views. Step inside and the lake immediately becomes part of the home. Expansive, light-filled living spaces and large windows draw your attention straight to the water. The gourmet kitchen features upgraded countertops, generous cabinetry, a large island, double ovens, and a butler's pantry. A wet bar adds another entertaining space, while the open connection between the kitchen, dining, and living areas keeps the waterfront front and center. The screened-in deck with upgraded composite decking extends the living space outdoors and can be accessed from both the dining area and primary suite. The main level also includes an office, mudroom, laundry room, attached 2-car garage, and primary suite for convenient main-level living. Upstairs, three additional bedrooms each have their own full bath, providing exceptional privacy for family and guests along with elevated waterfront views. The fully finished walkout lower level offers approximately 2,600 finished square feet with expansive family, game, and gathering areas, an additional bedroom and full bath, and plenty of room to customize additional spaces. Walk directly outside to the lawn and continue toward the shoreline. At the water, enjoy your own private beach, composite dock, and boathouse equipped with an electric boat lift, electricity, water, storage, and refrigerator. Launch the boat for an afternoon on Lake Anna's private side, swim from your shoreline, relax on the beach, or spend the evening taking in the views from your own dock. Additional upgrades include a whole-house water treatment system, alarm system, EV charging outlet, sealed asphalt driveway, additional storage, primary closet and pantry shelving, window shutters and shades, washer and dryer, and more. Designer furnishings were selected specifically for the home's elevated lake-house style. Furnishings and dock furniture are available at an agreed-upon price, creating the opportunity for a move-in-ready lake home designed to be enjoyed from day one. High-speed internet is available. With short-term rentals permitted, this property offers flexibility for full-time living, a second home, vacation retreat, or investment use. Rental projections and supporting information are available in the MLS Documents section. 270 Rock Island Ridge brings together newer construction, substantial living space, private waterfront, boating amenities, and the Lake Anna lifestyle in one remarkable property.

270 Rock Island Ridge | MLS# VALA2010450

This single family home located at 270 Rock Island Ridge, Mineral, VA 23117 is currently listed for sale with an asking price of $2,345,000. This property was built in 2024 and has 5 bedrooms and 5 full and 1 partial baths with 6487 sq. ft. Rock Island Ridge is located in the ROCK ISLAND LANDING subdivision within the LOUISA COUNTY PUBLIC SCHOOLS school district. Search ROCK ISLAND LANDING real estate on kennyhudgins.joynerfineproperties.com today.

Property Features

Property Type: Residential - Single Family
Basement: Yes
Basement: Daylight, Full, Fully Finished, Interior Access, Improved, Walkout Level
Cooling: Central A/C
Fuel Type: Electric, Natural Gas, Other
Garage: 2
Heating: Forced Air, Other
Home Style: Contemporary, Craftsman, Other
Lot Size: 1.29 Acres
Roof Type: Architectural Shingle, Metal
Stories: 3.0
Taxes: $14,384
Year Built: 2024

Feature Descriptions

Additional Structures: Above Grade, Below Grade
Community Amenities: Boat Ramp, Pier/Dock, Water/Lake Privileges, Other
Days on Site: 43
Exterior: Advanced Framing, HardiPlank Type
Exterior: Private Beach
HOA Fee: $1000.00/Annually
Interior: Bar, Bathroom - Walk-In Shower, Butlers Pantry, Dining Area, Floor Plan - Open, Kitchen - Gourmet, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Other
Lake Name: Lake Anna
Location: Lake
Lot: Premium
Lot Dimensions: 1.29 Acre(S)
Parking Features: Asphalt Driveway
Parking Notes: 2 Total Parking Spaces
Rooms: Game Room, Family Room, Foyer, Great Room, Laundry, Mud Room, Office, Utility Room
Sewer: On Site Septic
Special View Info: Lake
SQFT Above Finished: 3887
SQFT Below Finished: 2600
SQFT Total Finished: 6487
Structure Type: Detached
Total Garage/Parking Spaces: 2
Utilities: Propane
Water: Well
Water Access: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Private Beach, Seaplane Permitted, Sail, Swimming Allowed, Waterski/Wakeboard
Waterfront: Private Dock Site

Local Schools

School District: LOUISA COUNTY PUBLIC SCHOOLS

Listed By / Shown By

Listed By

Agency Name: Real Broker, LLC
Agency Phone: 8554500442

Shown By

Agent Name: Kenny Hudgins
Agent Phone: (804) 337-6343
Agency Title: Joyner Fine Properties

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Estimate Your Payment

Estimated Payment

$ 13,740.22 per month $11,857.60 Principal & Interest $1,198.67 Property Tax $683.96 Homeowner's Insurance

Change Payment Information

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(Payments are an estimate and may vary by lender)
Virginia Credit Union. Find out exactly how much home you can afford. Please contact: LAURA STEVENS. Office: 804-967-2450, Cell: 804-218-7876, Fax: 804-477-1442, laura.stevens@vacu.org, NMLS: 189613

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